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We are making progress

Shared Equity Scheme

In this scheme, the state proposes to take an equity stake of up to 20% in your first home to make it more affordable for you. There are no income limits for this scheme. Applicants would have to draw down their full 3.5 times salary/mortgage limit. The delays in this scheme are really frustrating but it is due to be launched in June. You may also be eligible for the ’Help-to-Buy’ Scheme.

Help-to-Buy Scheme (HTB) The HTB scheme is an incentive for first-time home buyers. It will help you with the deposit you need to purchase or self-build a new house or apartment. For more details about this or any scheme, please contact me.

The Cost-rental Scheme

The Government’s Cost-Rental Scheme is already resulting in rents that are at least 25% less than market value and providing long-term tenancies (e.g. forty years).

This scheme is aimed at those who earn too much to avail of social housing, but not enough to qualify for a mortgage.

Email me for more details. 

More Social and Affordable Homes are Coming on Stream in our constituency, the Council’s objective is to deliver over 1,500 affordable homes. This government has made changes which will mean MORE social and affordable homes for you.

· Previously, only 10% of a housing development was allocated for Social Housing; this has been increased to 20% to include affordable purchase, cost-rental or both

· We have banned Fast-Track Planning (Strategic Housing Developments);

· We have banned bulk-purchase of houses in new developments by investor funds.

· Our aim is to ensure that in every new development, a significant proportion of affordable and social homes will be made available to our young people.


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